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Investor Relations > Key data

Key data

based on the interim consolidated financial statements prepared in accordance with IFRS

Hypo Alpe Adria

in EUR m

Year	2012	2011	2010
Income Statement	1.1.-31.12.	1.1.-31.12	1.1.-31.12
Net interest income	678,4	753,3	881,9
Net fee and commission income	62,7	73,1	107,9
Risk provisions on loans and advances	-309,9	-229,8	-1.213,5
Operating expenses (administrative expenses)	-504,2	-574,2	-592,1
Operating result - after risk provisions on loans and advances	35,3	93,9	-1.010,6
Result before tax	35,3	94,8	-1.008,5
Result after tax	3,0	69,3	-1.079,0
Consolidated result (attributable to equity holders of parent )	-28,1	59,1	-1.085,3

in EUR m

Year	2012	2011	2010
Statement of Financial Position	31.12.	31.12.	31.12.
Loans and advances to customers	24.401,5	26,722.4	28,217.5
Liabilities to customers	8.405,9	8,201.1	8,120.4
Debt securities, subordinated and hybrid capital	16.799,1	18,303.0	21,329.6
Equity (incl. non-controlling interests)	1.968,4	1,413.3	1,421.3
Total assets	33.803,7	35,132.5	38,746.1
Risk-weighted assets (banking book)	21.323,5	23,111.0	24,611.1

Year	2012	2011	2010
Key figures	1.1.-31.12.	1.1.-31.12.	1.1.-31.12.
Cost/income ratio	59,4 %	63,9 %	74,5 %
Net interest income / ø risk-weighted assets (banking book)	3,0 %	3,1 %	3,3 %
Risk/earnings ratio	45,7 %	30,5 %	137,6 %
Risk/ø risk-weighted assets (banking book)	1,4 %	1,0 %	4,5 %

in EUR m

Year	2012	2011	2010
Bank specific figures	31.12.	31.12.	31.12.
Own capital as per BWG	3.057,1	2,498.7	2,777.5
Capital adequacy as per BWG	1.883,2	2,048.9	2,167.4
Surplus capital	1.173,9	449.8	610.1
Tier-1 capital	2.022,1	1,602.8	1,794.7
Tier-1 ratio (banking book)	9,5 %	6.9%	7.3%
Own capital funds ratio - total (solvency ratio)	13,0 %	9.8%	10.3%

Year	2012	2011	2010
Moody's Rating	31.12.	31.12.	31.12.
Long-term (liab. not covered by statutory guarantee)	withdrawn	withdrawn	Baa3
Long-term (liab. covered by statutory guarantee)	A1	Aa3	Aa3
Short-term	withdrawn	withdrawn	P-3
Bank Financial Strength Rating (BFRS)	withdrawn	withdrawn	E

Year	2012	2011	2010
Employees & locations	31.12.	31.12.	31.12.
Employees at closing date (FTE)	6.576	7,690	7,624
Employees average (FTE)	7.371	7,774	7,927
Number of locations	317	330	328